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FIESTA INSURANCE

AUTO INSURANCE AND TAX SERVICES

Auto Insurance
Huntington Park CA

5 California Car Insurance Laws You Should Know

If you drive a car in Huntington Park, California, you probably know you must have car insurance. Understanding the policies and quotes of insurers is just a small part of your responsibility. You need to know the laws and regulations governing auto insurance Huntington Park CA whether you have been in a recent collision or not.
Car insurance Huntington Park, California has some unique laws that make the industry different from those of other states. Here’re are the top 5 you should know.

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Auto Insurance Laws for New Residents

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If you’re just moving to the state, you need to register your car. The California Driver Handbook would be a useful resource book to guide you on how to register your vehicle and secure its insurance. Auto insurance Huntington Park CA provides a deductible waiver should you have an existing insurance policy, and your registration would also be easy.

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Auto and Personal Insurance

Fiesta Auto Insurance represents numerous insurance providers allowing our team to evaluate your individual insurance needs to get you the best price and value for insurance. Fiesta also offers personal insurance services.

Business Insurance

Every business, large or small, regardless of industry, has its own unique operations and exposures to loss. Fiesta partners with our business clients to analyze their operations and exposures to loss, then designs insurance, risk management and claims administration programs that address their specific needs.

Tax Preparation Services

We provide a full range of tax preparation services and we are ready to help you with all your needs.We prepare and file Income tax returns for Individuals, Partnerships, Corporations, Exempt Organizations and Trusts including.

Minimum Coverage for Auto Insurance

As a resident driver, one essential law to remember regarding car insurance Huntington Park, California is that you should carry at least the minimum coverage amounts. You should know these coverages for information’s sake and to determine whether you want to make additional coverage.
  • Bodily Injury Liability: $15,000 per person and $30,000 per accident.
  • Property Damage Liability: $5,000 minimum.
  • Uninsured Motorist Bodily Injury: $15,000 per person and $30,000 per accident
  • Uninsured Motorist Property Damage: $3,500 minimum

Car Insurance Discounts

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Auto insurance Huntington Park CA also provides discounts to those who meet the requirements. The auto insurance laws in the state reward drivers for good behaviors. For instance, discounts like Good Student Discount and CA Good Driver Discount might be available for drivers who have fulfilled the criteria laid down.
The primary points of these criteria are responsible and good behavior. Companies like auto insurance Huntington Park CA operate a list of discounts that benefit customers.

Rights Under CA Fair Claims Settlement

Another Huntington Park auto insurance law you might want to know about involves the rights you could enjoy as the insured. Some of those rights include the duty of your insurer to:
  • Give necessary information on your benefits, coverage, discounts, time limits, and other essential terms of the policy.
  • Respond to requests, communications, or inquiries within 15 days.
  • Acknowledge your claim, investigate, and provide necessary documents to process the assistance within 15 days after receiving the notice of a claim.

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Liability Coverage

Another must-know auto insurance Huntington Park CA would provide you all the necessary. Law states that the damages from a car accident are paid by the person who is at fault. Also, if you have any fault in the accident, thus making you partly liable, the amount you are entitled to as damages would be reduced by the percentage of your liability. Hence, California is a comparative negligence state.

Adequate knowledge of California auto insurance laws could keep you from losing money and help you avoid trouble. For more detailed info, you should see a lawyer who is vast in auto insurance Huntington Park CA laws.

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Cudahy

7503 Atlantic Ave. #F
Cudahy, CA 90201

323-775-9019
323-714-0009

Los Angeles

4339 Long Beach Ave. #a
Los Angeles, CA 90058

323-897-5400
323-484-5858

Huntington Park

6438 Santa Fe Ave.
Huntington Park, CA 90255

323-835-6780
323-835-6781